MALKIYAT Privacy Policy

In this Privacy Policy, Malkiyat, us, we or our means Domain and its related bodies corporate, partnerships and joint venture entities. Malkiyat is the operator of the network (which includes our websites and apps) and the data controller for the personal information collected and processed via the network.

This Privacy Policy sets out:

• what is considered personal information;
• what personal information we collect and hold;
• how we collect, hold, use or disclose personal information;
• the purposes for which we collect personal information;
• what happens if we are not able to collect personal information;
• how to seek access to and correct your personal information;
• how we disclose personal information, give complete or limited access to data ; and
• how to contact us.

We are bound by the Laws of Pakistan related to data protection such as Personal Data Protection Act, 2018, Pakistan Electronic Crimes Act, 2016, Intellectual Property Rules and Regulations made thereunder and any other  laws for the time being enforced, applicable to data protection laws, Your privacy matters to us, so whether you are new to Malkiyat or are a long time user, please take the time to get to know our practices.

What is personal information?

When used in this Privacy Policy, the term “personal information” has the meaning given to it in any Privacy protection laws, Data protection laws or any other applicable to data protection laws. In general terms, it is any information that can be used to personally identify you. This may include (but is not limited to) your name, age, gender, postcode and contact details (including phone numbers and email addresses) and possibly financial information, including your credit card, direct debit or PayPal account information. If the information we collect personally identifies you, or you are reasonably identifiable from it, the information will be considered personal information.

What personal information do we collect and hold

We may collect the following types of personal information;

• name;
• business or residential address;
• email address;
• telephone number;
• number and copy of national computerized identity Card provided by NADRA Pakistan:
• real estate agent’s license number and copy
• age or birth date;
• profession, occupation or job title;
• gender;
• financial and transaction information (including information about your assets, financial situation and claims history);
• information about your interactions with us;
• information about the products and services you have purchased from us or which you have enquired about, together with any additional information necessary to deliver those products and services or to respond to your enquiries;
• information relating to you that you provide to us directly through our network or indirectly through use of our network or online presence through our representatives or otherwise;
• information you provide to us through our service centre, customer surveys or visits by our representatives from time to time; and/or
• other personal information we may require from time to time to manage your business relationship with us.

Cookies

When you visit our websites or use our mobile apps, we or our business partners may also collect information about your use of those websites or apps (usage data) through the use of cookies and other tracking software. This usage data enables us to provide you with an improved and more effective and personalized service, keep track of the products and services you use, analyze trends, measure transaction and search patterns, administer our website, diagnose problems, test and improve the quality of our products and services, gather broad demographic information and enable us to conduct targeted online advertising.  

You can manage the use of cookies on your computer or mobile device. If you do not wish to receive cookies you can set your browser so that your computer or device does not accept them.  You can also clear stored cookies from that browser or device at any time. Please note however that blocking cookies may affect your browsing experience and result in our services not operating as efficiently or effectively as they could.

The usage data we collect and use in cookies is not of itself personally identifiable information but if it is linked to personal information about an individual, it may become personally identifiable usage data.  In those circumstances we will treat that usage data as personal information and only use it in accordance with our Privacy Policy, Personal Data Protection Act, 2018 and any other applicable to data protection legislation.

How we collect personal information

We collect your personal information directly from you unless it is unreasonable or impractical to do so. We do this in ways including:

• when you engage with us to use or acquire our products and services;
• when you contact or request information from us including via our websites, apps, online forms and surveys and emails;
• through your conversations with our staff and our representatives;  
• when you complete an application or make a listing enquiry; and/or
• when you write to us including via hard copy forms.

We may also collect personal information from third parties including:

• our service providers;
• third party companies such as credit reporting agencies, law enforcement agencies and other government entities;
• advertisers;
• recruitment agencies;
• contractors and business partners; and/or
• through someone else who has provided us with your information (e.g. a real estate agent).

Why do we collect, hold, use and disclose personal information

We collect, hold, use and disclose your personal information for the following purposes:

• to provide products and services to you and deliver the best possible quality of customer experience;
• to provide you with news, information or advice about our existing and new products and services;
• to communicate with you, including but not limited to, by email, mail, SMS or telephone;
• to manage and enhance our products and services;
• to personalize and customize your experience;
• to provide you with access to protected areas of our websites;
• to conduct competitions or promotions on behalf Malkiyat and selected third parties;
• to verify your identity;
• to provide as part of statistics, insights or business data to third parties or to use internally in our business;
• to conduct business processing functions for operation of our websites or our business;
• to manage our sales or other business relationships with you;
• for our administrative, promotional, planning, product/service development, quality control and research purposes, or those of our contractors, external service providers or business partners;
• to provide your updated personal information to us, our contractors, external service providers or business partners;
• to recover any amounts you may owe to us;
• to investigate any complaints about or made by you, or if we have reason to suspect that you are in breach of any of our terms and conditions or that you are or have been otherwise engaged in any unlawful activity; and/or
• as otherwise required or permitted by any law of Pakistan.

Marketing

We may also use your personal information to send you marketing communications about our product and services and the products and services of our business partners that you may be interested in.  We may do this through mail, phone, SMS, social media, email, app notifications and advertising through our apps, websites or third-party websites.

You can contact us at any time to opt-out from receiving direct marketing communications from us by contacting us directly, by following the unsubscribe instructions in the relevant communication or by updating your personal details on your account profile. We do not provide your personal information to other organizations for the purpose of direct marketing unless and until expressly ( In Writing ) authorized by you.

If you receive communications from us that you believe have been sent to you other than in accordance with this Privacy Policy, or in breach of any law, please contact us using the details provided below.

Your personal information will not be shared or disclosed other than as described in this Privacy Policy.

What happens if we can’t collect your personal information

The provision of your personal information is voluntary and is neither required by a statutory nor a contractual obligation. The provision of your personal information may, however, be necessary to receive our services/products as requested by you. If you do not provide us with the personal information described in this Privacy Policy, some or all of the following may happen:

• we may not be able to provide you with the products or services you requested, either to the same standard, or at all (for example, if you do not register as a member of a website, you will not be able to access features or services that are reserved for members only);
• we may not be able to continue our sales or other business relationship with you;
• we may not be able to provide you with information about products and services that you may want, including information about discounts, sales or special promotions; or
• we may be unable to tailor the content of our network to your preferences and your experience of our network may not be as enjoyable or useful.

How we disclose your personal information

We may disclose your personal information to a number of third parties in the course of operating our business and for one or more of the above purposes or related purposes.  These parties include:

• our employees, related bodies corporate, business partnerships and joint venture entities;
• our external service providers including without limitation web hosting providers, advertisers, IT systems administrators, mailing houses, newsagents, couriers, payment processors, photographic analysers, data entry service providers, electronic network administrators, debt collectors, and professional advisers such as accountants, solicitors, business advisors and consultants;
• our existing or potential agents and/or business partners;
• insurers, reinsurers, intermediaries and claims assessors;
• our sponsors, or promoters of any competition that we conduct or promote via our services;
• specific third parties authorised by you to receive information held by us;
• the police, any relevant government authorities or law enforcement bodies, or your Internet Service Provider or network administrator, for example, if we have reason to suspect that you have committed a breach of any of our terms and conditions, or have otherwise been engaged in any unlawful activity, and we reasonably believe that disclosure is necessary;
• as otherwise required or permitted by law.

Accessing and correcting your personal information

You may request access to any personal information we hold about you by contacting us using the contact information provided below. We will not charge for simply making a request and will not charge for making any corrections to your personal information.  However, depending on the nature and scope of the personal information you have requested, we may charge you a reasonable fee to provide access to this information.

If you make an access request, we will ask you to verify your identity and we can ask for your login and logoff date and time. Additionally, we can ask for use of your data consumption with URLs, internet access log, MAC address, source IP address, source IP port, translated IP address, translated IP port, destination IP address and destination IP port.. There may be instances where, for legal reasons, we cannot grant you access to the personal information we hold. For example, we may need to refuse access if granting access would interfere with the privacy of others, or if it would result in a breach of confidentiality. If that happens, we will give you written reasons for any refusal.

If you believe that personal information we hold about you is incorrect, incomplete or inaccurate, then you may request us to amend it. We will consider if the information requires amendment. If we do not agree that there are grounds for amendment, then we will add a note to the personal information stating that you disagree with it.

Members of our websites will generally be able to access and update their membership details online. We request that you keep your information as current as possible so that we may continue to improve our service to you.

How you can complain about a breach of privacy

If you believe your privacy has been breached by us or have any questions or concerns about our Privacy Policy or privacy practices, please contact us using the contact information below and provide details of the incident so that we can investigate it.

We have a process for investigating and dealing with privacy breaches. Once the Privacy Officer receives a complaint, the Privacy Officer will commence an investigation with the relevant business unit from which the alleged breach stemmed. The investigator will endeavor to determine the nature of the breach and how it occurred. We may contact you during the process to seek further clarification if necessary. If a breach is found, the Privacy Officer will work with senior management so that the process can be rectified to prevent any further breaches from taking place. We will also contact you to inform you of the outcome of the investigation. We will endeavor to resolve all investigations within a reasonable time.

We will treat your requests or complaints confidentially. Our representatives may contact you after receipt of your complaint to discuss your concerns and outline options regarding how they may be resolved. We will aim to ensure that your complaint is resolved in a timely and appropriate manner. In no case you will be ask for any compensation for any breach as we will comply with your complaint within reasonable time.

Please contact us at: [email protected] 

Real Estate Agents Rights

1. Access. As provided by applicable data protection law, you have the right to obtain from us confirmation as to whether or not personal information concerning you is being processed, and, where that is the case, to request access to the personal information. This access information includes – inter alia – the purposes of the processing, the categories of personal information concerned, and the recipients or categories of recipients to whom the personal information have been or will be disclosed. However, this is not an absolute right and the interests of other individuals may restrict your right of access. You may have the right to obtain a copy of the personal information undergoing processing free of charge. For further copies requested by you, we may charge a reasonable fee based on administrative costs.
2. Rectification. As provided by applicable data protection law, you have the right to have incomplete or inaccurate personal information that we process about you rectified.
3. Deletion. As provided by applicable data protection law, you have the right to request that we delete personal information that we process about you, except we are not obliged to do so if we need to retain such data in order to comply with a legal obligation or to establish, exercise or defend legal claims or if other statutory restrictions apply.
4. Restriction. Depending on the circumstances and as provided by applicable data protection law, you have the right to restrict our processing of your personal information where you believe such data to be inaccurate; our processing is unlawful; or that we no longer need to process such data for a particular purpose or where other legal grounds to request restriction apply unless we are not able to delete the data due to a legal or other obligation or because you do not wish for us to delete it or because other statutory restrictions apply.
5. Portability. Depending on the circumstances and as provided by applicable data protection law, you have the right to obtain personal information we hold about you, in a structured, electronic format, and to transmit such data to you or another data controller, where this is (i) personal information which you have provided to us, and (ii) if we are processing that data on the basis of your consent or to perform a contract with you.
6. Objection. Under certain circumstances, you have the right to object, on grounds relating to your particular situation, at any time to the processing of your personal information by us and we are required to no longer process your personal information. Such right to object especially applies if we collect and process your personal information for profiling purposes in order to better understand your interests in our products and services or for certain types of direct marketing. If you have a right to object and if you exercise this right, your personal data will no longer be processed for such purposes by us. You may exercise this right by contacting the Privacy Officer. Such a right to object may, in particular, not exist if the processing of your personal information is necessary to take steps prior to entering into a contract or to perform a contract already concluded.
7. Withdrawing Consent. If you have consented to our processing of your personal information, you have the right to withdraw your consent at any time, free of charge. Such a withdrawal will not affect the lawfulness of the processing prior to your withdrawal of consent. You should note that the withdrawal of consent may not affect our right to use some or all of your personal information in circumstances where your consent was not required to use such data.  For example, if we need your personal information to manage a contractual relationship with you or we have legitimate interest in using your data to run our website or operate our business.

You can make a request to exercise any of these rights in relation to your personal information by sending the request to the Privacy Officer at the contact details provided above.

Metadata

You may use our website without providing any personal information about you. In this case, we will collect metadata that results from your usage of our website including: browser type and version, operating system and interface, website from which you are visiting us (referrer URL), webpage(s) you are visiting on our website, date and time of accessing our website, and internet protocol address. The metadata will be primarily used to improve the quality and services of our website and services by analyzing the usage behavior of our users in anonymised form and to prevent fraud, misuse of our IT systems, as well as to ensure physical, IT and network security. We may also use metadata for other purposes, including online advertising.  

Retention

Your personal information will only be retained for as long as it is reasonably necessary to fulfil the purposes for which it was collected or as required for a legal, accounting or reporting purpose.  

Security

We will take all reasonable steps to protect the personal information that we hold from misuse, loss or unauthorized access, including by means of firewalls, password access, secure servers and encryption of credit card transactions.

If you suspect any misuse or loss of, or unauthorized access to, your personal information, please let us know immediately.

Links

Our website may contain links to other websites operated by third parties. We make no representations or warranties in relation to the privacy practices of any third party website and we are not responsible for the privacy policies or the content of any third party website. Third party websites are responsible for informing you about their own privacy practices.

Officers and employees of the company to follow orders

All the officers and employees of the company employed in the company shall observe and follow the orders, instruction and directions of the company.

Indemnity

No prosecution, suit or other legal proceedings shall lie against the Company or its employee for anything in good faith for carrying out its legal purpose and functions.

Correction of clerical errors

Any clerical or arithmetical error in any of the digital data or electronic documents shall be corrected by the officers so authorised by the company at any time. 

Annual Report

The company will upload its performance based annual report on its official web site.

Changes to our Privacy Policy

We may, from time to time, review and update this Privacy Policy, including taking account of new or amended laws, new technology and/or changes to our operations. All personal information held by us will be governed by the most recent updated Privacy Policy. Any updated versions of this Privacy Policy will be posted on our website. This Privacy Policy was last updated on 1/03/2022